Afya Elimu Fund is a joint venture between IntraHealth Internationals Inc’s FUNZOKenya project, the Higher Education Loans Board (HELB) and the Kenya Healthcare Federation (KHF), in collaboration with the Ministries of Health, Education and Planning and Devolution.

The Afya Elimu Fund, a vision 2030 flagship project, is a loan mechanism where students can annually apply for part of their tuition fees. The fund attracts a joint participation of the private sector, Faith based Organizations (FBOs), Ministry of Education (MOE) and The National Treasury. The ultimate aim of this initiative is to create a self-sustaining revolving fund from which students will continue to access financial assistance to enrol into health sector related courses.

Currently, students can receive a maximum of KShs. 50, 000/= per annum. The fund assures students of continued health training devoid of disruption due to lack of tuition fees thereby significantly reducing the students’ drop-out rates.

AEF Kakamega

The County Government of Kakamega together with the Afya Elimu Fund which is a partnership between the Higher Education Loans Board (HELB), the USAID funded Human Resources for Health (HRH) Kenya Mechanism and contributors from the private sector invites applications for the 2017-2018 Kakamega County Afya Elimu Fund Loan Program.

The purpose of the Fund is to offer affordable loans to needy students (low family income, orphans and differently abled among others) admitted into their first year and those continuing training at the pre-service and, post basic levels. This announcement specifically targets needy students who are Residents of Kakamega County admitted in middle level medical training institutions (listed on HELB website) such as Kenya Medical Training College, Faith Based Organizations and other institutions offering Diploma and Higher Diploma medical courses.


  • Students admitted to accredited middle level medical training institutions
  • Priority will be given to students taking specialized health professional courses
  • Must be a resident of Kakamega County
  • Previous applicants of the national Afya Elimu Fund from Kakamega County

How to Apply:

  1. First time applicants should access and appropriately fill the 2017-2018 First Time Kakamega County AEF Loan Application Form [LAF] from the HELB website
  2. Print TWO copies of the duly filled LAF.
  3. Have the printed form appropriately filled, signed and stamped by the relevant authorities and guarantors.
  4. Sign the form and attach all the necessary documents as indicated in the checklist appearing on the last page of the LAF.
  5. Present the two copies of the LAF to the Kakamega County Education Department.
  6. Leave one copy of the LAF and all the attached supporting documents with the Kakamega County education office.
  7. Retain one copy of the duly filled LAF

For a pleasant online experience, please ensure that you read, understand and follow the instructions provided at the beginning of the online loan application process.



For more information please contact:

The Chief Officer

Kakamega County Education Department


The Chief Officer

Kakamega County Health Department


The Chief Executive Officer

Higher Education Loans Board


Tel: 0711052000

Twitter/Facebook: @HELBPage

Nearest Huduma Center


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